Betsy N. Robinson & Anita M. Emery

 

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phone (910) 639-0695

 

direct (910) 639-0695

 

e-mail  Betsynrobinson@aol.com

 

 
 
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  Budget Calculator

Calculate interest only mortgage payments by inserting the appropriate loan values in the calculator fields below. The monthly savings on interest only loans may be significant compared to traditional fixed rate mortgages so you owe it to yourself to learn more about the benefits & risks of interest only home loan programs.

 
  Step 1 - Calculate Your Mortgage Payments
 
Term (Yrs.): Interest Rate: Loan Amount:
Annual Taxes: Annual Insurance:
 
  Resulting Payments
 
Monthly Principal and Interest $
Monthly Taxes $
Monthly Insurance $
Total Payment $
 

 Disclaimer: Every home loan is different and the terms of your note or the terms of the loan you are searching for may use a different method of calculating your mortgage payment than the calculators above. This tool is provided purely for comparative reasons and may / may not reflect the actual payments of your loan. It is imperative you consult with a mortgage professional or your existing lender for exact payment figures. We are not responsible for any typographical errors, omissions or mistakes. Not every applicant qualifies nor is every program available for each unique borrower.

 
 Step 2 - Monthly Income
 
Your Gross Monthly Pay
(Before Taxes and Deductions)
$
Your Monthly Take Home Pay $
Spouse's Gross Monthly Pay
(Before Taxes and Deductions)
$
Spouse's Monthly Take Home Pay $
(Take Home Pay is Net pay plus any loans
automatically deducted from your pay check. Mortgage, Auto, etc.)
Other Monthly Income $
Total Monthly Take Home Pay: $
 
 
Step 3 - Monthly Expenses
 
Housing
Rent & Mortgage 1 $ 2nd Mortgage $
Condo & Homeowner's Fees $ Home & Renters Insurance $
Property Taxes $ Home Repairs & Maintenance $
Electric & Gas $ Water & Sewer $
Phone & Cell $ Cable & Internet $
Transportation:
Car Payment 1 $ Car Payment 2 $
Car Insurance $ Gasoline $
Car Maintenance $ Parking/Tolls $
Food and Personal:
Groceries & Household Supplies $ Clothing for Family $
Meals Out $ School Lunches $
Barber & Beauty Shop $ Dry Cleaning & Laundry $
Tobacco & Alcohol $ Newspaper & Magazines $
Health and Education:
Health Insurance & Co-Pay $ Prescriptions $
Life Insurance $ School Supplies $
Student Loan $ College Tuition $
Child Care $ Child Support $
Other:
Hobbies & Sports $ Pet Care $
Church & Charitable Donation $ Gifts & Holidays $
Delinquent Tax Payments $ Other Expenses $
Total all Credit Cards $ Total all Store Cards $
Total Monthly Expenses: $
 
Step 4 - Monthly Surplus or Deficit
 
Total Monthly Income: $
Total Monthly Expenses: $
Monthly Surplus/Deficit(-) : $
 
 

 
 

 

arearealestatepartners.com

 

Betsy N. Robinson & Anita M. Emery
Area Real Estate Partners, Inc.
Betsy N. Ph: (910) 639-0695  -  Anita M. Ph: (910) 639-1751  -  Fax: (910) 949-4241
P.O. Box 1423
Whispering Pines, NC, NC 28327
License # NC 232722
www.arearealestatepartners.com

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Betsy N. Rob…, Real Estate Professional in 28374   
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